Pre-Foreclosure Guidelines and Shortsale Negotiations. Deciding On A Course of Action What are some of the typical questions we hear from home owners considering a short sale? Q: How does the bank decide if they will take the reduced short sale amount? A: The department that handles the short sale file is called Loss Mitigation so that’s exactly what they do. By the time your loan gets to their department they know they are going to take a loss; it is just a question of degrees of loss. They have a computer program that estimates what it will cost to foreclose on the property, Read more
Posts Tagged ‘Guidelines’
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Guidelines for Health Risk Appraisals
Posted by on December 1st, 2009
Health Risk Appraisals are tools that identify and quantify an individual’s risk of morbidity or mortality using demographic, medical and lifestyle information. “Health Risk Appraisals and Medicare”, an evaluation report completed by RAND for CMS, reached the following conclusions. • Effective Health Risk Assessment (HRA) programs have demonstrated beneficial effects on behavior, physiological variables and general health status • Interventions that combine Health Risk Assessment (HRA) feedback with the provision of Wellness Plans are most likely to show beneficial Read more