Health Education and Wellness

On May 1, 2009 the Home Valuation Code of Conduct (HVCC) was signed into law. This was originally intended to prevent real estate agents and mortgage brokers from influencing appraisers and thus home values. However, the lawsuit filed by the National Association of Mortgage Brokers (NAMB) on February 23, 2009 indicates that problems were seen with this Code even before it was officially established.The NAMB alleges that the HVCC will “drastically reduce the ability of mortgage brokers to provide consumers with an efficient and cost-effective means of obtaining a mortgage”. The Read more

When you have a bad credit record the lender sees this as a pattern, and decides it is riskier to lend to you than extra people. If they choose to still lend to you, they raise the interest rates according to how much of a risk they feel they are taking. To make sure agreement of your application, and to obtain offered the best interest rates probable, you desire to show the company reasons you are likely to make your payments on time. Unsecured high risk loans are given mostly based on your credit score. Your score is strong-minded based on the information in your credit account. The first Read more

Breast cancer is a very life changing event. It is a destroyer of homes and a killer of dreams. Sometimes it is carried undetected and it advances, waiting, lurking, and growing until it is too late. This does not have to be and should not be the case. Monthly Self-Examinations for Lumps, abnormalities, and disfigurement that can lead to Breast Cancer are essential for the early detection and treatment of Breast Cancer. If you notice any changes in the texture, size, looks, or feel of one or both breasts you should see your primary health care professional.A way you can be proactive in the Read more